Thursday, May 17, 2012
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Featured Articles
A Buyer's Quandary

Statistics reveal that out of about 15 would-be business buyers, only one will actually buy a business. It is important that potential sellers be knowledgeable on what buyers go through to actually become business owners. This is especially true for those who have started their own business or have forgotten what they went thorough prior to buying their business.

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Today's Business Buyer

For a business to sell, there has to be a seller - and a buyer. The buyer of today is a bit different than the one of yesterday. Today's buyer is not a risk-taker, is concerned about the financials, and seems to be overly concerned about price. Unfortunately, buyers have to understand that they cannot buy someone else's financial statements.

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Today's Business Buyer: A Profile

Today's independent business marketplace attracts a wide variety of buyers eager for a piece of ownership action. Buyers of small businesses are most likely replacing lost jobs or searching for a happier alternative to corporate life. Buyers of mid-sized and large operations are, typically, private investment companies seeking businesses to build and eventually sell for a profit.

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Dispelling a Buyer Myth

Most prospective business buyers really don't know from the outset the exact type of business they want to buy. Experienced business brokers and intermediaries know that many business buyers end up with what is sometimes a far cry from what first captured their imagination.

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Why Do Deals Fall Apart?

In many cases, the buyer and seller reach a tentative agreement on the sale of the business, only to have it fall apart. There are reasons this happens, and, once understood, many of the worst deal-smashers can be avoided.

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Why Sell Your Company?

Selling one's business can be a traumatic and emotional event. In fact, "seller's remorse" is one of the major reasons that deals don't close.

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Selling a Business: How Long Does It Take?

Why does it take so long to sell a business?  Price and terms are the biggest reasons.

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What Do Buyers Really Want to Know?

Before answering the question, it makes sense to first ask why people want to be in business for themselves. What are their motives? There have been many surveys addressing this question. The words may be different, but the idea behind them and the order in which they are listed are almost always the same.

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12 Ways to Increase the Value of Your Company

Keep in mind that the best time to consider selling is when business is good, the business is running profitably, and many of the above “value-adders” are in place.

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What Is a Company Worth?

This question can only be answered by addressing other related questions, specifically: Who’s asking and for what purpose?

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How Do Valuation Experts Look at Your Company?
   

Providing a business valuation is more than just analyzing financial statements and records.  Although the process is complex, the first step is to gather the necessary information. Business owners can make this a lot easier by maintaining good records on an ongoing basis. Although audited statements are certainly preferable, most appraisers and business intermediaries are accustomed to working with the company’s own financial records. Company officials should understand that the people doing the valuation are not charged with verifying the figures but can only work with what is provided to them. Here are some of the areas that are assessed by those doing the valuation:

  • The quality of earnings and the sustainability of the earnings come at the top of the list.
  • The balance sheet can often show how well management is doing -- for example, by looking at inventory turns and whether there is excess inventory, etc.
  • Many figures can be compared to industry data to see how well the company is performing compared to its peers.
  • Part of the valuation process is to review the company’s past, present, and especially its future.
  • The valuation process, if done correctly with management’s involvement, can show how well the company is performing with like businesses, and specifically how it can improve and add value.
  • Professional business appraisers know how to properly recast the financial statement and then apply the proper method to arrive at an appropriate value.
  • Business intermediaries, who do valuation work, are especially in tune with market values and conditions.
  • Finally, value is not just based on the financial condition of the company. Such factors as those listed below all have a place in the valuation process. 
    • Market share
    • Products and or services—are they proprietary?
    • Customer concentration and distribution geographically
    • Management, their experience, their depth and their ages
    • Intellectual property such as brand name, patents, etc.
    • Management non-competes, employment agreements
    • Dependence on a few customers, seasonality, etc.

A proper valuation, if done on a regular basis, can show any increase/decrease in value. A valuation should also be performed when considering selling.

 

 


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